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2024 Compare Cities Cost of Living:
Santa Cruz, CA vs Morro Bay, CA

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Highlights
Is it cheaper to live in Morro Bay or is it cheaper to live in Santa Cruz?
- Morro Bay is 21.5% less expensive than Santa Cruz.

Which city has more affordable housing, Morro Bay or Santa Cruz?
- Morro Bay housing costs are 34.0% less expensive than Santa Cruz housing costs.

Is Health Care more affordable in Santa Cruz or is Health Care more affordable in Morro Bay.
- Health related expenses are 0.3% less in Morro Bay.
 Santa Cruz, CAMorro Bay, CAUnited States
 Overall186.0146.1100
 Food & Groceries111.5108.3100
 Health109.2108.9100
 Housing420.7277.8100
 Median Home Cost$1,270,800$906,200$338,100
 Utilities9,350.0%8,620.0%10,000.0%
 Transportation110.594.6100
 Miscellaneous155.7144.1100

100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 4 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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Reviews for Morro Bay    2 Reviews

Over 11 years ago

Morro Bay is mostly a small,quiet,working fishing and retirement community.It is located approximately 12 miles north of San Luis Obispo,Ca.The weather here is mild most  More

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Beautiful area, right on the ocean, cool huge rock in the water. I love the small, walkable community and the farmers market is awesome. The temperature is always  More

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ZIPS IN SANTA CRUZ, CALIFORNIA
95060 95064
ZIPS IN MORRO BAY, CALIFORNIA
93442

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