Santa Cruz, California vs. San Francisco, California

Cost of Living Comparison

The cost of living in San Francisco, California is 19.9% more expensive than Santa Cruz, California.

You would need a salary of $203,833 in San Francisco, California to maintain the standard of living you have in Santa Cruz, California.
Comparison highlights
• Overall, San Francisco, California is more expensive than Santa Cruz, California
• Housing is the biggest factor in the cost of living difference.
Housing
51% more expensive in San Francisco
than in Santa Cruz, California
Santa Cruz, CA vs. San Francisco, CA
Compared to Santa Cruz, San Francisco is:
  Homeowner
      No Child Care, Taxes not Considered
  19.9% higher
      Child Care, Taxes not Considered
      Child Care, Taxes Considered
      No Child Care, Taxes Considered
  Renter
      No Child Care, Taxes not Considered
      Child Care, Taxes not Considered
      Child Care, Taxes Considered
      No Child Care, Taxes Considered
  Food
  4.6% higher
  Housing (Homeowner)
  51.6% higher
  Housing (Rent)
  Median Home Cost
  Utilities
  4.3% higher
  Commute
  43.2% higher
  Health
  5.2% higher
  Taxes
  Childcare
  Personal
  15.3% higher