Our cost of living indices are based on a US average of 100. An amount below 100 means Panama City Beach, Florida is cheaper than the US average. A cost of living index above 100 means Panama City Beach, Florida is more expensive.
Panama City Beach, Florida cost of living is 104.40.
Housing is the biggest factor in the cost of living difference.See the Panama City Beach housing market: Homes For Sale Apartments Single Family Rentals
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