Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
20.4% lower in Chicago, Illinois
than in Effingham, Illinois

Insurance cost

	Effingham, IL	Chicago, IL	U.S. Avg	Difference
Insurance Premium	135.1	73.7	100	45.4%

Procedure & surgery cost

	Effingham, IL	Chicago, IL	U.S. Avg	Difference
Heart Attack	95.9	103.1	100	7.5%
Heart Failure	88.4	104.1	100	17.8%
Hip Knee Replacement	89.8	112.3	100	25.1%
Pneumonia	94.9	110.4	100	16.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Effingham, IL	Chicago, IL	U.S. Avg	Difference
Heart Attack Hospital	$22,136	$23,800	$23,281	7.5%
Heart Failure Hospital	$14,201	$16,722	$16,237	17.8%
Hip Knee Replacement Hospital	$19,880	$24,870	$22,499	25.1%
Pneumonia Hospital	$15,962	$18,557	$17,007	16.3%

Premium Increases (State Level)

	Effingham, IL	Chicago, IL	U.S. Avg	Difference
2014-2015	3.1%	3.1%	3.1%	0.0%
2015-2016	9.0%	9.0%	12.5%	0.0%
2016-2017	38.0%	38.0%	57.9%	0.0%
2017-2018	38.1%	38.1%	19.0%	0.0%
2018-2019	-1.6%	-1.6%	-2.2%	0.0%
Since 2014	110.6%	110.6%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Effingham, Illinois vs. Chicago, Illinois

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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