Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
9.5% lower in Rancho Santa Margarita, California
than in Lynchburg, Virginia

Insurance cost

	Lynchburg, VA	Rancho Santa Margarita, CA	U.S. Avg	Difference
Insurance Premium	119.6	82.5	100	31.0%

Procedure & surgery cost

	Lynchburg, VA	Rancho Santa Margarita, CA	U.S. Avg	Difference
Heart Attack	87.4	104.4	100	19.5%
Heart Failure	97.1	112.3	100	15.7%
Hip Knee Replacement	89.9	108.9	100	21.1%
Pneumonia	102.2	117.1	100	14.6%

Cost of Major Procedures (includes doctors & hospital stay)

	Lynchburg, VA	Rancho Santa Margarita, CA	U.S. Avg	Difference
Heart Attack Hospital	$20,170	$24,093	$23,281	19.4%
Heart Failure Hospital	$15,598	$18,038	$16,237	15.6%
Hip Knee Replacement Hospital	$19,903	$24,108	$22,499	21.1%
Pneumonia Hospital	$17,193	$19,691	$17,007	14.5%

Premium Increases (State Level)

	Lynchburg, VA	Rancho Santa Margarita, CA	U.S. Avg	Difference
2014-2015	3.3%	4.0%	3.1%	21.2%
2015-2016	3.9%	0.0%	12.5%	100.0%
2016-2017	10.3%	9.3%	57.9%	9.7%
2017-2018	66.1%	26.1%	19.0%	60.5%
2018-2019	3.7%	1.2%	-2.2%	67.6%
Since 2014	104.0%	45.0%	113.3%	56.7%

Health Insurance Premiums

State average

Cost of Taxes

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Lynchburg, Virginia vs. Rancho Santa Margarita, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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