Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
8.8% lower in Ocean City, New Jersey
than in Orchard Park, New York

Insurance cost

	Orchard Park, NY	Ocean City, NJ	U.S. Avg	Difference
Insurance Premium	94.8	66.8	100	29.5%

Procedure & surgery cost

	Orchard Park, NY	Ocean City, NJ	U.S. Avg	Difference
Heart Attack	99.1	109.7	100	10.7%
Heart Failure	94.8	108.6	100	14.6%
Hip Knee Replacement	100.6	114.4	100	13.7%
Pneumonia	103.6	105.7	100	2.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Orchard Park, NY	Ocean City, NJ	U.S. Avg	Difference
Heart Attack Hospital	$22,862	$25,321	$23,281	10.8%
Heart Failure Hospital	$15,231	$17,458	$16,237	14.6%
Hip Knee Replacement Hospital	$22,271	$25,322	$22,499	13.7%
Pneumonia Hospital	$17,416	$17,776	$17,007	2.1%

Premium Increases (State Level)

	Orchard Park, NY	Ocean City, NJ	U.S. Avg	Difference
2014-2015	10.8%	-2.2%	3.1%	120.4%
2015-2016	3.4%	5.1%	12.5%	50.0%
2016-2017	15.5%	4.8%	57.9%	69.0%
2017-2018	11.5%	18.7%	19.0%	62.6%
2018-2019	12.5%	-14.8%	-2.2%	218.4%
Since 2014	65.9%	9.0%	113.3%	86.3%

Health Insurance Premiums

State average

Cost of Taxes

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Orchard Park, New York vs. Ocean City, New Jersey

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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