<%=Date.Today.Year%> Cost of Living Calculator for Health:

Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.9% lower in Panama City Beach, Florida
than in Saratoga Springs, Utah

Insurance cost

	Saratoga Springs, UT	Panama City Beach, FL	U.S. Avg	Difference
Insurance Premium	100.6	85.4	100	15.1%

Procedure & surgery cost

	Saratoga Springs, UT	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack	99.6	103	100	3.4%
Heart Failure	106.5	107.9	100	1.3%
Hip Knee Replacement	109.6	111.8	100	2.0%
Pneumonia	95.7	113.7	100	18.8%

Cost of Major Procedures (includes doctors & hospital stay)

	Saratoga Springs, UT	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$22,986	$23,758	$23,281	3.4%
Heart Failure Hospital	$17,111	$17,338	$16,237	1.3%
Hip Knee Replacement Hospital	$24,260	$24,752	$22,499	2.0%
Pneumonia Hospital	$16,100	$19,125	$17,007	18.8%

Premium Increases (State Level)

	Saratoga Springs, UT	Panama City Beach, FL	U.S. Avg	Difference
2014-2015	2.3%	6.0%	3.1%	160.9%
2015-2016	15.6%	1.8%	12.5%	88.5%
2016-2017	18.8%	15.3%	57.9%	18.6%
2017-2018	78.0%	40.8%	19.0%	47.7%
2018-2019	-1.5%	2.4%	-2.2%	260.0%
Since 2014	146.4%	79.3%	113.3%	45.8%

Health Insurance Premiums

State average

Cost of Taxes

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Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

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