Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
13.8% lower in Rancho Santa Fe, California
than in Watertown, South Dakota

Insurance cost

	Watertown, SD	Rancho Santa Fe, CA	U.S. Avg	Difference
Insurance Premium	108.1	75.8	100	29.9%

Procedure & surgery cost

	Watertown, SD	Rancho Santa Fe, CA	U.S. Avg	Difference
Heart Attack	101.1	101.3	100	0.2%
Heart Failure	93.6	104.9	100	12.1%
Hip Knee Replacement	102	98.7	100	3.2%
Pneumonia	89.7	107.7	100	20.1%

Cost of Major Procedures (includes doctors & hospital stay)

	Watertown, SD	Rancho Santa Fe, CA	U.S. Avg	Difference
Heart Attack Hospital	$23,334	$23,382	$23,281	0.2%
Heart Failure Hospital	$15,036	$16,851	$16,237	12.1%
Hip Knee Replacement Hospital	$22,573	$21,845	$22,499	3.2%
Pneumonia Hospital	$15,081	$18,114	$17,007	20.1%

Premium Increases (State Level)

	Watertown, SD	Rancho Santa Fe, CA	U.S. Avg	Difference
2014-2015	-7.7%	4.0%	3.1%	151.9%
2015-2016	24.6%	0.0%	12.5%	100.0%
2016-2017	38.6%	9.3%	57.9%	75.9%
2017-2018	14.3%	26.1%	19.0%	82.5%
2018-2019	6.9%	1.2%	-2.2%	82.6%
Since 2014	94.8%	45.0%	113.3%	52.5%

Health Insurance Premiums

State average

Cost of Taxes

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Watertown, South Dakota vs. Rancho Santa Fe, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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