| | Half Moon Bay, CA | Santa Cruz, CA | United States |
| Overall | 250.0 | 186.0 | 100 |
| Food & Groceries | 114.8 | 111.5 | 100 |
| Health | 117.4 | 109.2 | 100 |
| Housing | 504.7 | 420.7 | 100 |
| Median Home Cost | $1,472,800 | $1,270,800 | $338,100 |
| Utilities | 8,810.0% | 9,350.0% | 10,000.0% |
| Transportation | 146.5 | 110.5 | 100 |
| Miscellaneous | 161.9 | 155.7 | 100 |
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay 
3 Reviews
HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven More
Rural coastal living in a great community close to San Francisco and Silicon More
I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco, More
Start Your Review of Half Moon Bay
Reviews for Santa Cruz 
44 Reviews
I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we More
I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class More
I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity, More
Start Your Review of Santa Cruz
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