| | Ham Lake, MN | Stillwater, MN | United States |
| Overall | 104.6 | 110.4 | 100 |
| Food & Groceries | 103.0 | 104.1 | 100 |
| Health | 74.4 | 74.2 | 100 |
| Housing | 144.9 | 130.3 | 100 |
| Median Home Cost | $437,400 | $407,800 | $338,100 |
| Utilities | 9,960.0% | 9,840.0% | 10,000.0% |
| Transportation | 117.4 | 107.0 | 100 |
| Miscellaneous | 131.2 | 139.5 | 100 |
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ham Lake 
1 Reviews
They have a 1 acre lot minimum in Ham Lake so you're not right on top of your neighbor. Quiet area with wildlife in the back yard. You can get to Minneapolis/St Paul in More
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Reviews for Stillwater 
6 Reviews
The downtown is charming. Touristy at times in the summer and fall. Traffic can be a bear during those days. Lots of antique stores, lots of vintage houses. Water adds More
Stillwater is one of the most beautiful towns in the upper midwest. The view of the St. Croix River and the hills are reminiscent of the Rhine River Valley in Germany More
Stillwater is beautiful for the short summer that we have. Low crime rate beautiful scenic area. 40 minutes to Minneapolis and St. Paul.
Scenic water way and good job More
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