Santa Cruz, California vs. Half Moon Bay, California

Cost of Living Comparison

The cost of living in Half Moon Bay, California is 18.3% more expensive than Santa Cruz, California.

You would need a salary of $80,430 in Half Moon Bay, California to maintain the standard of living you have in Santa Cruz, California.
Comparison highlights
• Overall, Half Moon Bay, California is more expensive than Santa Cruz, California
• Median Home Cost is the biggest factor in the cost of living difference.
Median Home Cost
15% more expensive in Half Moon Bay
than in Santa Cruz, California
Santa Cruz, CA vs. Half Moon Bay, CA
Compared to Santa Cruz, Half Moon Bay is:
  Homeowner
      No Child Care, Taxes not Considered
  18.3% higher
      Child Care, Taxes not Considered
      Child Care, Taxes Considered
      No Child Care, Taxes Considered
  Renter
      No Child Care, Taxes not Considered
      Child Care, Taxes not Considered
      Child Care, Taxes Considered
      No Child Care, Taxes Considered
  Food
  3.0% higher
  Housing (Homeowner)
  31.9% higher
  Housing (Rent)
  Median Home Cost
  Utilities
  5.8% lower
  Commute
  32.6% higher
  Health
  7.5% higher
  Taxes
  Childcare
  Personal
  14.9% higher