Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
5.6% lower in Saranac Lake, New York
than in Elmira, New York

Insurance cost

	Elmira, NY	Saranac Lake, NY	U.S. Avg	Difference
Insurance Premium	110.7	103.1	100	6.9%

Procedure & surgery cost

	Elmira, NY	Saranac Lake, NY	U.S. Avg	Difference
Heart Attack	99.4	92.4	100	7.0%
Heart Failure	95.7	85.4	100	10.8%
Hip Knee Replacement	90	90.7	100	0.8%
Pneumonia	96.3	94.7	100	1.7%

Cost of Major Procedures (includes doctors & hospital stay)

	Elmira, NY	Saranac Lake, NY	U.S. Avg	Difference
Heart Attack Hospital	$22,930	$21,317	$23,281	7.0%
Heart Failure Hospital	$15,372	$13,724	$16,237	10.7%
Hip Knee Replacement Hospital	$19,933	$20,089	$22,499	0.8%
Pneumonia Hospital	$16,198	$15,931	$17,007	1.6%

Premium Increases (State Level)

	Elmira, NY	Saranac Lake, NY	U.S. Avg	Difference
2014-2015	10.8%	10.8%	3.1%	0.0%
2015-2016	3.4%	3.4%	12.5%	0.0%
2016-2017	15.5%	15.5%	57.9%	0.0%
2017-2018	11.5%	11.5%	19.0%	0.0%
2018-2019	12.5%	12.5%	-2.2%	0.0%
Since 2014	65.9%	65.9%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Elmira, New York vs. Saranac Lake, New York

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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