Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
7.4% lower in Penn Yan, New York
than in Saratoga Springs, New York

Insurance cost

	Saratoga Springs, NY	Penn Yan, NY	U.S. Avg	Difference
Insurance Premium	103.1	89.1	100	13.6%

Procedure & surgery cost

	Saratoga Springs, NY	Penn Yan, NY	U.S. Avg	Difference
Heart Attack	99	98.8	100	0.2%
Heart Failure	96.2	87.8	100	8.7%
Hip Knee Replacement	89.7	95.6	100	6.6%
Pneumonia	91.7	85.9	100	6.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Saratoga Springs, NY	Penn Yan, NY	U.S. Avg	Difference
Heart Attack Hospital	$22,848	$22,800	$23,281	0.2%
Heart Failure Hospital	$15,452	$14,102	$16,237	8.7%
Hip Knee Replacement Hospital	$19,867	$21,175	$22,499	6.6%
Pneumonia Hospital	$15,424	$14,449	$17,007	6.3%

Premium Increases (State Level)

	Saratoga Springs, NY	Penn Yan, NY	U.S. Avg	Difference
2014-2015	10.8%	10.8%	3.1%	0.0%
2015-2016	3.4%	3.4%	12.5%	0.0%
2016-2017	15.5%	15.5%	57.9%	0.0%
2017-2018	11.5%	11.5%	19.0%	0.0%
2018-2019	12.5%	12.5%	-2.2%	0.0%
Since 2014	65.9%	65.9%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Saratoga Springs, New York vs. Penn Yan, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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