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2024 Compare Cities Cost of Living:
San Rafael, CA vs Monterey, CA

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Highlights
Is it cheaper to live in Monterey or is it cheaper to live in San Rafael?
- Monterey is 34.0% less expensive than San Rafael.

Which city has more affordable housing, Monterey or San Rafael?
- Monterey housing costs are 25.2% less expensive than San Rafael housing costs.

Is Health Care more affordable in San Rafael or is Health Care more affordable in Monterey.
- Health related expenses are 30.5% more in Monterey.
 San Rafael, CAMonterey, CAUnited States
 Overall230.1151.9100
 Food & Groceries113.5110.4100
 Health110.1143.7100
 Housing445.3333.3100
 Median Home Cost$1,209,300$1,022,100$338,100
 Utilities9,730.0%8,710.0%10,000.0%
 Transportation118.792.1100
 Miscellaneous164.1112.2100

100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for San Rafael    7 Reviews

Over 12 years ago

San Rafael is only 30 minutes from downtown San Francisco, but the weather is completely different. It's sunny most of the year, including in the summer when the city  More

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Over 14 years ago

I feal very safe in this town. I think getting stopped for talking on your cell phone while driving is a big deal here. Thats about all I can  More

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Over 16 years ago

Cost of living too high. Unfriendly  More

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Reviews for Monterey    21 Reviews

Over 7 years ago

The Monterey city area is an excellent place to live and one of the few California locales where it's relatively safe to raise a family. If I could no longer live here I  More

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I grew up on the Monterey Peninsula and had to leave to climb out of poverty. The median income is $35,000 and outside of the military, the jobs are mostly service  More

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My husband and I are just crazy about Monterey. I wonder if we take housing expenses (mortgage or rent) out of the picture, is Monterey still a very expensive city to  More

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ZIPS IN SAN RAFAEL, CALIFORNIA
94901 94903 94964
ZIPS IN MONTEREY, CALIFORNIA
93940 93943

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