is it good place to live and retire?

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10/13/2014
I would like to know if Fort Walton Beach is a better place to live rather than busy Clearwater FL. We want to re-locate to a quieter city with all the amenities of a beach town, shopping, jobs, nice people and lower cost of living ect. I would like a 2014 review from people who live there. Clearwater never slows down, and the traffic is horrendous. The beaches are lovely there and also need to know how much hurricane activity you get there. Clearwater has basically none. If someone could please give me an update that would be great, as the real review are from the locals. Thanks
R. | Largo, FL