2025 Compare Cities Cost of Living:
Ballston Spa, NY vs Carmel, IN

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Highlights
Is it cheaper to live in Carmel or is it cheaper to live in Ballston Spa?
- Carmel is 0.5% more expensive than Ballston Spa.

Which city has more affordable housing, Carmel or Ballston Spa?
- Carmel housing costs are 47.3% more expensive than Ballston Spa housing costs.

Is Health Care more affordable in Ballston Spa or is Health Care more affordable in Carmel.
- Health related expenses are 14.2% less in Carmel.
 Ballston Spa, NYCarmel, INUnited States
 Overall  Unlock106.0100
 Food & Groceries105.0  Unlock100
 Health  Unlock99.5100
 Housing101.9  Unlock100
 Median Home Cost  Unlock$493,000$338,100
 Utilities108  Unlock100
 Transportation  Unlock90.5100
 Miscellaneous154.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ballston Spa    2 Reviews

Over 17 years ago

I have lived in Ballston Spa for the last year. The Southside of town is very cute, beautiful homes and friendly people. We bought a house on the Northside. I'm not  More

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Over 19 years ago

Lousy climate, as is most of upstate NY: long cloudy periods, long winters, humid. Cost of living high for what you get. High taxes don't buy much improvement to  More

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Reviews for Carmel    26 Reviews

I moved to Carmel from France and I lived there for 20 years. I moved to Indianapolis recently (I miss Carmel). I liked Carmel because it is clean, safe, pretty, it has  More

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This place has just about every corporate chain hotel imaginable. I come for business, and it is a nice place to do business. Carmel seems to sucking the corporate  More

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Over 10 years ago

Carmel is hands down the best place to live in  More

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