2025 Compare Cities Cost of Living:
Bay City, MI vs Ottumwa, IA

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Highlights
Is it cheaper to live in Ottumwa or is it cheaper to live in Bay City?
- Ottumwa is 13.1% less expensive than Bay City.

Which city has more affordable housing, Ottumwa or Bay City?
- Ottumwa housing costs are 6.9% more expensive than Bay City housing costs.

Is Health Care more affordable in Bay City or is Health Care more affordable in Ottumwa.
- Health related expenses are 32.6% more in Ottumwa.
 Bay City, MIOttumwa, IAUnited States
 Overall  Unlock71.1100
 Food & Groceries89.0  Unlock100
 Health  Unlock119.3100
 Housing23.2  Unlock100
 Median Home Cost  Unlock$97,700$338,100
 Utilities94  Unlock100
 Transportation  Unlock62.8100
 Miscellaneous97.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Bay City    7 Reviews

Bay City offers low prices for homes due to lower population (Current lower demand). Years ago, the population was more than 3x as big due to big lumber industry, etc.  More

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But everything else is going to  More

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There are many pros to Bay City, it is incredibly cheap to live in and most everything is very affordable. The problem is that the economy is terrible and there aren't  More

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Reviews for Ottumwa    5 Reviews

Over 12 years ago

Ottumwa has a seemingly high rate of theft-related crimes as well as drug use which I'm sure correlates to the incidences of assault. For a community of 20-30,000, the  More

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Over 16 years ago

ottumwa, Iowa has no diverse culture. It is not very open especially when it comes to branching out to new ideas of others culture...The idea of culture here is the pro  More

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Over 17 years ago

Pros: 1. Extremely low cost of living and housing 2. Affordable place to live Cons: 1. High crime rate 2. Very poor school system 3. Economically depressed 4.  More

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