2025 Compare Cities Cost of Living:
Bay City, MI vs Waterloo, IA

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Highlights
Is it cheaper to live in Waterloo or is it cheaper to live in Bay City?
- Waterloo is 7.5% less expensive than Bay City.

Which city has more affordable housing, Waterloo or Bay City?
- Waterloo housing costs are 71.6% more expensive than Bay City housing costs.

Is Health Care more affordable in Bay City or is Health Care more affordable in Waterloo.
- Health related expenses are 16.4% more in Waterloo.
 Bay City, MIWaterloo, IAUnited States
 Overall  Unlock75.7100
 Food & Groceries89.0  Unlock100
 Health  Unlock104.8100
 Housing23.2  Unlock100
 Median Home Cost  Unlock$121,000$338,100
 Utilities94  Unlock100
 Transportation  Unlock64.3100
 Miscellaneous97.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Bay City    7 Reviews

Bay City offers low prices for homes due to lower population (Current lower demand). Years ago, the population was more than 3x as big due to big lumber industry, etc.  More

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But everything else is going to  More

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There are many pros to Bay City, it is incredibly cheap to live in and most everything is very affordable. The problem is that the economy is terrible and there aren't  More

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Reviews for Waterloo    5 Reviews

The bike racks recently installed on the MET buses was a great idea for a community that has numerous bike riders and  More

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Over 17 years ago

Unless you're into getting wasted on a regular basis there's not a lot to do here. Most people barhop for fun. Being someone who doesn't drink and doesn't enjoy being  More

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Over 17 years ago

So the weather is emotional here - on and off during the summer its hot and rainy, yet during the fall it is quite often beautiful. Winters can be long, and spring can  More

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