2025 Compare Cities Cost of Living:
Billings, MT vs Santa Cruz, CA

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Highlights
Is it cheaper to live in Santa Cruz or is it cheaper to live in Billings?
- Santa Cruz is 96.6% more expensive than Billings.

Which city has more affordable housing, Santa Cruz or Billings?
- Santa Cruz housing costs are 329.7% more expensive than Billings housing costs.

Is Health Care more affordable in Billings or is Health Care more affordable in Santa Cruz.
- Health related expenses are 17.0% more in Santa Cruz.
 Billings, MTSanta Cruz, CAUnited States
 Overall  Unlock186.0100
 Food & Groceries101.3  Unlock100
 Health  Unlock109.2100
 Housing97.9  Unlock100
 Median Home Cost  Unlock$1,270,800$338,100
 Utilities96  Unlock100
 Transportation  Unlock110.5100
 Miscellaneous112.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Billings    25 Reviews

Over 2 years ago

I would give this place four stars, but decided to give it five because it’s been so underrated. The five stars is contingent upon the city following through with its  More

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Over 2 years ago

A few people make a living in Billings, most people only make an existents. As for the crime rate, it depends on your point of view. If you compare Billings crime rate  More

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Over 4 years ago

If you enjoy sub zero temperatures in Winter and 100 plus degrees in the Summer. You will love Billings. Snow plowing is almost non existent, so good luck driving for 5  More

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Reviews for Santa Cruz    44 Reviews

I lived in the Santa Cruz area for 20 years. UCSC alum. Our kids were born there. There are wonderful things about Santa Cruz, but also many serious problems that we  More

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Over 5 years ago

I have been here for four generations! My kids are the fifth. I guess that should tell you how wonderful it is here, at least for us. It's so cool to have world class  More

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I was born over the hill in San Jose area, and as a kid I loved coming over to the boardwalk. Santa Cruz has always been and always will be a town of diversity,  More

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