2025 Compare Cities Cost of Living:
Capitola, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Capitola?
- Half Moon Bay is 34.4% more expensive than Capitola.

Which city has more affordable housing, Half Moon Bay or Capitola?
- Half Moon Bay housing costs are 38.5% more expensive than Capitola housing costs.

Is Health Care more affordable in Capitola or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 7.5% more in Half Moon Bay.
 Capitola, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries111.5  Unlock100
 Health  Unlock117.4100
 Housing364.3  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities94  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous155.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Capitola    5 Reviews

Capitola is awesome, if you can afford it. Bring your wallet and lots of money in the  More

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Over 14 years ago

While expensive, Capitola offers great quality of life. Temperate climate, beautiful beaches and forests, a small town  More

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Considering the amount of crime throughout the world today, Capitola is exceptionally safe and livable. It is one of the few places anywhere where we feel free to allow  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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