2025 Compare Cities Cost of Living:
Capitola, CA vs Morro Bay, CA

Change Cities
Highlights
Is it cheaper to live in Morro Bay or is it cheaper to live in Capitola?
- Morro Bay is 21.5% less expensive than Capitola.

Which city has more affordable housing, Morro Bay or Capitola?
- Morro Bay housing costs are 23.7% less expensive than Capitola housing costs.

Is Health Care more affordable in Capitola or is Health Care more affordable in Morro Bay.
- Health related expenses are 0.3% less in Morro Bay.
 Capitola, CAMorro Bay, CAUnited States
 Overall  Unlock146.1100
 Food & Groceries111.5  Unlock100
 Health  Unlock108.9100
 Housing364.3  Unlock100
 Median Home Cost  Unlock$906,200$338,100
 Utilities94  Unlock100
 Transportation  Unlock94.6100
 Miscellaneous155.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Capitola    5 Reviews

Capitola is awesome, if you can afford it. Bring your wallet and lots of money in the  More

   |    Reply

Over 14 years ago

While expensive, Capitola offers great quality of life. Temperate climate, beautiful beaches and forests, a small town  More

   |    Reply

Considering the amount of crime throughout the world today, Capitola is exceptionally safe and livable. It is one of the few places anywhere where we feel free to allow  More

   |    Reply

Start Your Review of Capitola

Reviews for Morro Bay    2 Reviews

Over 12 years ago

Morro Bay is mostly a small,quiet,working fishing and retirement community.It is located approximately 12 miles north of San Luis Obispo,Ca.The weather here is mild most  More

   |    Reply

Beautiful area, right on the ocean, cool huge rock in the water. I love the small, walkable community and the farmers market is awesome. The temperature is always  More

   |    Reply

Start Your Review of Morro Bay


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.