2025 Compare Cities Cost of Living:
Carmel, IN vs St. Joseph, MI

Change Cities
Highlights
Is it cheaper to live in St. Joseph or is it cheaper to live in Carmel?
- St. Joseph is 16.9% less expensive than Carmel.

Which city has more affordable housing, St. Joseph or Carmel?
- St. Joseph housing costs are 41.5% less expensive than Carmel housing costs.

Is Health Care more affordable in Carmel or is Health Care more affordable in St. Joseph.
- Health related expenses are 7.4% less in St. Joseph.
 Carmel, INSt. Joseph, MIUnited States
 Overall  Unlock88.1100
 Food & Groceries101.2  Unlock100
 Health  Unlock92.1100
 Housing150.1  Unlock100
 Median Home Cost  Unlock$263,200$338,100
 Utilities90  Unlock100
 Transportation  Unlock87.5100
 Miscellaneous132.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Carmel    26 Reviews

I moved to Carmel from France and I lived there for 20 years. I moved to Indianapolis recently (I miss Carmel). I liked Carmel because it is clean, safe, pretty, it has  More

   |    Reply

This place has just about every corporate chain hotel imaginable. I come for business, and it is a nice place to do business. Carmel seems to sucking the corporate  More

   |    Reply

Over 10 years ago

Carmel is hands down the best place to live in  More

   |    Reply

Start Your Review of Carmel

Reviews for St. Joseph    7 Reviews

I felt compelled to leave a comment because other young professionals have left words of St. Joe being boring, etc. I agree that St. Joe is not a great place for  More

   |    Reply

St. Joseph's location on Lake Michigan makes it a popular resort destination. The city is host to a number of festivals throughout the year, summer concerts by the river  More

   |    Reply

St. Joseph is like a little lost treasure on the west side of Michigan. Located near Lake Michigan, it's a town that has a wonderful mixture of rural and urban so you  More

   |    Reply

Start Your Review of St. Joseph


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.