2025 Compare Cities Cost of Living:
Carmel, NY vs San Mateo, CA

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Highlights
Is it cheaper to live in San Mateo or is it cheaper to live in Carmel?
- San Mateo is 84.9% more expensive than Carmel.

Which city has more affordable housing, San Mateo or Carmel?
- San Mateo housing costs are 241.6% more expensive than Carmel housing costs.

Is Health Care more affordable in Carmel or is Health Care more affordable in San Mateo.
- Health related expenses are 9.9% less in San Mateo.
 Carmel, NYSan Mateo, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries105.5  Unlock100
 Health  Unlock117.4100
 Housing157.4  Unlock100
 Median Home Cost  Unlock$1,378,900$338,100
 Utilities100  Unlock100
 Transportation  Unlock143.4100
 Miscellaneous155.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Carmel    2 Reviews

Over 16 years ago

I left Carmel for good in 1988 and never looked back. That being said, I thought my childhood in Carmel was about as idyllic as one could hope for. Large yards in a  More

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Lived here(Carmel) eight years and love it but with the corrupt running the show this town,county,state(take your pick!)is bleeding us dry..They think an 27% property  More

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Reviews for San Mateo    12 Reviews

I have lived in San Mateo since 2013. It has seen tremendous growth, lots of new restaurants which have become progressively more high-end though there is ample  More

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I'm a native of California. I have lived in the southern part of the state and the northern part of the state for most of my life. I have spent the last 29 years in  More

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Over 15 years ago

San Mateo has a diverse mix of people, a pleasant climate, a very pleasant downtown park with lots going on, and pretty much whatever you need handy. It's not far to  More

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