2025 Compare Cities Cost of Living:
Charlotte, NC vs Ramsey, NJ

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Highlights
Is it cheaper to live in Ramsey or is it cheaper to live in Charlotte?
- Ramsey is 37.6% more expensive than Charlotte.

Which city has more affordable housing, Ramsey or Charlotte?
- Ramsey housing costs are 106.9% more expensive than Charlotte housing costs.

Is Health Care more affordable in Charlotte or is Health Care more affordable in Ramsey.
- Health related expenses are 3.1% more in Ramsey.
 Charlotte, NCRamsey, NJUnited States
 Overall  Unlock141.0100
 Food & Groceries99.2  Unlock100
 Health  Unlock97.9100
 Housing103.3  Unlock100
 Median Home Cost  Unlock$623,800$338,100
 Utilities98  Unlock100
 Transportation  Unlock139.6100
 Miscellaneous110.3  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Charlotte    305 Reviews

My favorite city to live year round with 4 seasons. We love Charlotte  More

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Over 3 years ago

This city has a lot of potential, but it could use some work. For example, it seems to lack things that other cities have. And there is a lack of atmosphere and charm.  More

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Over 4 years ago

Very new transplant (~6 weeks) so first impressions and reasons why I moved here: -great year-round weather, if you don't mind humidity-- less hot in summer than TX/AZ  More

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Reviews for Ramsey    4 Reviews

Upside: Ramsey is a great town in Bergen County with so much to offer. Schools are good and there is a pretty, compact shopping district. It is less congested than towns  More

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Over 17 years ago

Ramsey has been a great place to have our children grow up in, very low crime rate, top education & close to everything one might  More

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Live here since 1983; brought up my kids here. Want to leave because the it's just too expensive to maintain a decent lifestyle here. My kids don't want to stay either.  More

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