2025 Compare Cities Cost of Living:
Cloverdale, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Cloverdale?
- Half Moon Bay is 64.7% more expensive than Cloverdale.

Which city has more affordable housing, Half Moon Bay or Cloverdale?
- Half Moon Bay housing costs are 129.9% more expensive than Cloverdale housing costs.

Is Health Care more affordable in Cloverdale or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 5.4% more in Half Moon Bay.
 Cloverdale, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries109.2  Unlock100
 Health  Unlock117.4100
 Housing219.5  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities108  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous154.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Cloverdale    3 Reviews

Over 13 years ago

Pros: Relaxed, small town atmosphere, friendly people, low crime, tons of civic pride, a surprisingly vibrant arts and music scene for a town of its size (check out  More

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Over 17 years ago

Our summers are hot, with highs in the 90's, low 100's....Completely dry. We get rain from November (just a little) through March with the most rainfall in  More

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Over 18 years ago

We are in Cloverdale as a result of jobs - 2 adults driving 30 miles in opposite directions 5 days a week. After just over 2 years, we have started packing and  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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