2026 Compare Cities Cost of Living:
Covington, KY vs Penfield, NY

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Highlights
Is it cheaper to live in Penfield or is it cheaper to live in Covington?
- Penfield is 0.8% less expensive than Covington.

Which city has more affordable housing, Penfield or Covington?
- Penfield housing costs are 86.8% more expensive than Covington housing costs.

Is Health Care more affordable in Covington or is Health Care more affordable in Penfield.
- Health related expenses are 0.9% less in Penfield.
 Covington, KYPenfield, NYUnited States
 Overall  Unlock88.6100
 Food & Groceries97.3  Unlock100
 Health  Unlock107.3100
 Housing50.6  Unlock100
 Median Home Cost  Unlock$317,700$338,100
 Utilities92  Unlock100
 Transportation  Unlock87.6100
 Miscellaneous86.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Covington    8 Reviews

Over 14 years ago

Covington is an amazing city with beautiful old homes, a rich history and just minutes away from Cincinnati Ohio and all the culture and wonderful events there. The  More

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Over 14 years ago

I grew in Covington an it used to be a great place to live but not anymoore , the crime rate is ridicoulis an herouin has taken the town over, downtown used to be  More

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Covington, Kentucky is a great place to live and work. Depending on what you do for work, Covington is a vibrant exciting city that sits directly on the Ohio River,  More

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Reviews for Penfield    3 Reviews

While Penfield, NY is a decent town, it is marred by gun clubs that ruin many quality of life issues, and that issue is unrestrained, destructive, harmful and health  More

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While Penfield is a decent town, but it is marred by gun clubs that ruin many quality of life issues, and that issue is unrestrained, destructive, harmful and health  More

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Over 18 years ago

I was raised in Penfield. Good schools, quiet, very low crime with superb county sheriff, easy commute to anywhere in the county, homes are very affordable, very nice  More

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