2025 Compare Cities Cost of Living:
Ferndale, MI vs Bay City, MI

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Highlights
Is it cheaper to live in Bay City or is it cheaper to live in Ferndale?
- Bay City is 22.0% less expensive than Ferndale.

Which city has more affordable housing, Bay City or Ferndale?
- Bay City housing costs are 69.7% less expensive than Ferndale housing costs.

Is Health Care more affordable in Ferndale or is Health Care more affordable in Bay City.
- Health related expenses are 12.6% more in Bay City.
 Ferndale, MIBay City, MIUnited States
 Overall  Unlock81.8100
 Food & Groceries95.3  Unlock100
 Health  Unlock90.0100
 Housing76.5  Unlock100
 Median Home Cost  Unlock$92,600$338,100
 Utilities93  Unlock100
 Transportation  Unlock92.4100
 Miscellaneous125.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ferndale    7 Reviews

Over 6 years ago

Ferndale is the heart and soul of the Michigan LGBT community. The pricing on this site is off though-- a studio is $700+ here. A one bedroom is $950+. This is without  More

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I have lived in Ferndale for 20 years. I grew up in the 60's on the East Side of Detroit. I was on the Assessing Review Board and Ferndale's Beautification Commission  More

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Over 13 years ago

Ferndale is a great walking town a short distance from Detroit. Lots of shops and restaurants within a mile of each other. It's also a very progressive community with  More

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Reviews for Bay City    7 Reviews

Bay City offers low prices for homes due to lower population (Current lower demand). Years ago, the population was more than 3x as big due to big lumber industry, etc.  More

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But everything else is going to  More

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There are many pros to Bay City, it is incredibly cheap to live in and most everything is very affordable. The problem is that the economy is terrible and there aren't  More

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