2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Bellingham, WA

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Highlights
Is it cheaper to live in Bellingham or is it cheaper to live in Half Moon Bay?
- Bellingham is 53.0% less expensive than Half Moon Bay.

Which city has more affordable housing, Bellingham or Half Moon Bay?
- Bellingham housing costs are 62.0% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Bellingham.
- Health related expenses are 17.2% less in Bellingham.
 Half Moon Bay, CABellingham, WAUnited States
 Overall  Unlock117.5100
 Food & Groceries114.8  Unlock100
 Health  Unlock97.2100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$606,400$338,100
 Utilities88  Unlock100
 Transportation  Unlock82.0100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Bellingham    58 Reviews

Over 3 years ago

I've lived in so many cities in 5 west coast states and have come to a conclusion that Bellingham is the greatest city to live, work, play and raise a family. After  More

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Over 4 years ago

From what I’ve seen and heard, the very liberal political/ethical beliefs of Bellingham residents, as well as the grey rainy weather, are the main things a few people  More

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If you’re like many Americans and caught up in right vs left you won’t like the far left here in Bellingham wa. If you put politics away and you enjoy skiing,  More

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