2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Charlotte, NC

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Highlights
Is it cheaper to live in Charlotte or is it cheaper to live in Half Moon Bay?
- Charlotte is 59.0% less expensive than Half Moon Bay.

Which city has more affordable housing, Charlotte or Half Moon Bay?
- Charlotte housing costs are 79.5% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Charlotte.
- Health related expenses are 19.1% less in Charlotte.
 Half Moon Bay, CACharlotte, NCUnited States
 Overall  Unlock102.5100
 Food & Groceries114.8  Unlock100
 Health  Unlock95.0100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$381,800$338,100
 Utilities88  Unlock100
 Transportation  Unlock97.7100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Charlotte    305 Reviews

My favorite city to live year round with 4 seasons. We love Charlotte  More

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Over 3 years ago

This city has a lot of potential, but it could use some work. For example, it seems to lack things that other cities have. And there is a lack of atmosphere and charm.  More

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Over 4 years ago

Very new transplant (~6 weeks) so first impressions and reasons why I moved here: -great year-round weather, if you don't mind humidity-- less hot in summer than TX/AZ  More

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