2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Kapaa, HI

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Highlights
Is it cheaper to live in Kapaa or is it cheaper to live in Half Moon Bay?
- Kapaa is 38.2% less expensive than Half Moon Bay.

Which city has more affordable housing, Kapaa or Half Moon Bay?
- Kapaa housing costs are 54.2% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Kapaa.
- Health related expenses are 15.4% less in Kapaa.
 Half Moon Bay, CAKapaa, HIUnited States
 Overall  Unlock154.6100
 Food & Groceries114.8  Unlock100
 Health  Unlock99.3100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$854,000$338,100
 Utilities88  Unlock100
 Transportation  Unlock95.6100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Kapaa    4 Reviews

I have lived on Kaua'i, Hawai'i for about two years now, with about 20 years of prior vacationing (up to 1 month). Living here is much different than vacationing here,  More

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Over 7 years ago

My wife and I had the pleasure of visiting Kapaa in July of 2017. As tourists we found it a wonderful place. There were ample places to eat and shop for souvenirs.   More

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Over 8 years ago

For many, Kapaa is considered middle of the island in a way. Whether you are going North or going South, Kapaa seems to be a great midway point. There are tons of  More

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