2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Naperville, IL

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Highlights
Is it cheaper to live in Naperville or is it cheaper to live in Half Moon Bay?
- Naperville is 56.8% less expensive than Half Moon Bay.

Which city has more affordable housing, Naperville or Half Moon Bay?
- Naperville housing costs are 70.6% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Naperville.
- Health related expenses are 19.6% less in Naperville.
 Half Moon Bay, CANaperville, ILUnited States
 Overall  Unlock108.1100
 Food & Groceries114.8  Unlock100
 Health  Unlock94.4100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$493,300$338,100
 Utilities88  Unlock100
 Transportation  Unlock126.9100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Naperville    26 Reviews

Naperville has a lot to offer. The schools are top notch, it is close to Chicago with a commuter rail that is easily accessible and fast, there are lots of parks and  More

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Over 3 years ago

Lived around the area my whole life, moved to the downtown Naperville 7 years ago and wow has it changed and not for the better. There is way too much traffic and no  More

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Over 7 years ago

Went with my real estate agent to check out a few houses in Naperville.First impression was the town was adorable especially the downtown but way too many people.couldnt  More

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