2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs Novato, CA

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Highlights
Is it cheaper to live in Novato or is it cheaper to live in Half Moon Bay?
- Novato is 8.0% less expensive than Half Moon Bay.

Which city has more affordable housing, Novato or Half Moon Bay?
- Novato housing costs are 30.4% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in Novato.
- Health related expenses are 6.2% less in Novato.
 Half Moon Bay, CANovato, CAUnited States
 Overall  Unlock230.1100
 Food & Groceries114.8  Unlock100
 Health  Unlock110.1100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$1,052,000$338,100
 Utilities88  Unlock100
 Transportation  Unlock124.4100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for Novato    9 Reviews

Lush hills, hiking trails, and easy access to both wine country and San Francisco. We love it here.  More

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Over 10 years ago

Novato is a family oriented community located about 20 miles north of the Golden Gate bridge. The quality of life is excellent here assuming your job pays you enough to  More

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Over 11 years ago

We recently moved to a secluded neighborhood in Novato after 25 years in central Marin. While there are fewer restaurants and galleries, we are very pleased with our  More

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