2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs San Carlos, CA

Change Cities
Highlights
Is it cheaper to live in San Carlos or is it cheaper to live in Half Moon Bay?
- San Carlos is 0.0% more expensive than Half Moon Bay.

Which city has more affordable housing, San Carlos or Half Moon Bay?
- San Carlos housing costs are 50.2% more expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in San Carlos.
- Health related expenses are 0.0% less in San Carlos.
 Half Moon Bay, CASan Carlos, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries114.8  Unlock100
 Health  Unlock117.4100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$2,103,500$338,100
 Utilities88  Unlock100
 Transportation  Unlock144.1100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

   |    Reply

Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

   |    Reply

Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

   |    Reply

Start Your Review of Half Moon Bay

Reviews for San Carlos    1 Reviews

Over 18 years ago

I have lived in San Carlos for over 15 years and absolutely love it! There is a great mix of age groups and it is becoming more ethnically diverse. Kids play on my  More

   |    Reply

Start Your Review of San Carlos


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.