2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs San Clemente, CA

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Highlights
Is it cheaper to live in San Clemente or is it cheaper to live in Half Moon Bay?
- San Clemente is 34.0% less expensive than Half Moon Bay.

Which city has more affordable housing, San Clemente or Half Moon Bay?
- San Clemente housing costs are 15.7% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in San Clemente.
- Health related expenses are 20.4% less in San Clemente.
 Half Moon Bay, CASan Clemente, CAUnited States
 Overall  Unlock164.9100
 Food & Groceries114.8  Unlock100
 Health  Unlock93.4100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$1,445,100$338,100
 Utilities88  Unlock100
 Transportation  Unlock115.9100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for San Clemente    9 Reviews

Over 14 years ago

First, the big plus of San Clemente is the weather. It is wonderful and most of the time you can enjoy a variety of outdoor activities. Second, the area has a natural  More

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Over 17 years ago

2005, 2006, 2007 one homicide 2008  More

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Over 17 years ago

I first moved to San Clemente in 1974 from the Los Angeles area. Three things struck me at the time as being radically different than LA: Things closed down earlier,  More

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