2025 Compare Cities Cost of Living:
Half Moon Bay, CA vs San Marcos, CA

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Highlights
Is it cheaper to live in San Marcos or is it cheaper to live in Half Moon Bay?
- San Marcos is 38.0% less expensive than Half Moon Bay.

Which city has more affordable housing, San Marcos or Half Moon Bay?
- San Marcos housing costs are 48.5% less expensive than Half Moon Bay housing costs.

Is Health Care more affordable in Half Moon Bay or is Health Care more affordable in San Marcos.
- Health related expenses are 24.2% less in San Marcos.
 Half Moon Bay, CASan Marcos, CAUnited States
 Overall  Unlock154.9100
 Food & Groceries114.8  Unlock100
 Health  Unlock89.0100
 Housing504.7  Unlock100
 Median Home Cost  Unlock$813,500$338,100
 Utilities88  Unlock100
 Transportation  Unlock122.9100
 Miscellaneous161.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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Reviews for San Marcos    5 Reviews

Just an amazing place to live. I have lived in 7 states and almost countless cities. Sam Marcos is one of the best. This is literally the longest place I have lived  More

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Over 15 years ago

Is this area to expensive for the average income retired  More

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Over 18 years ago

Beautiful Mediterranean climate with bright sunshine and ocean breazes. City is just 15 minutes away from the  More

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