2025 Compare Cities Cost of Living:
Independence, MO vs Carmel, IN

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Highlights
Is it cheaper to live in Carmel or is it cheaper to live in Independence?
- Carmel is 19.9% more expensive than Independence.

Which city has more affordable housing, Carmel or Independence?
- Carmel housing costs are 167.6% more expensive than Independence housing costs.

Is Health Care more affordable in Independence or is Health Care more affordable in Carmel.
- Health related expenses are 2.7% less in Carmel.
 Independence, MOCarmel, INUnited States
 Overall  Unlock106.0100
 Food & Groceries95.0  Unlock100
 Health  Unlock99.5100
 Housing56.1  Unlock100
 Median Home Cost  Unlock$493,000$338,100
 Utilities105  Unlock100
 Transportation  Unlock90.5100
 Miscellaneous92.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Independence    10 Reviews

The ice age sent glaciers sweeping south, ending at what is the edge of the Missouri River. Independence, Missouri, has artesian water straight from this glacial melt  More

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Over 11 years ago

I've lived here pretty much all my life, and I have to say, I'm ready to get out. I'm not sure if the crime here has just skyrocketed over recent years, or if I was just  More

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Over 12 years ago

Independence, Missouri is just like any other fairly large, fairly old town. A city approaching 200 years old and having nearly 120,000 residents is going to have both  More

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Reviews for Carmel    26 Reviews

I moved to Carmel from France and I lived there for 20 years. I moved to Indianapolis recently (I miss Carmel). I liked Carmel because it is clean, safe, pretty, it has  More

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This place has just about every corporate chain hotel imaginable. I come for business, and it is a nice place to do business. Carmel seems to sucking the corporate  More

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Over 10 years ago

Carmel is hands down the best place to live in  More

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