2025 Compare Cities Cost of Living:
Morro Bay, CA vs Capitola, CA

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Highlights
Is it cheaper to live in Capitola or is it cheaper to live in Morro Bay?
- Capitola is 27.3% more expensive than Morro Bay.

Which city has more affordable housing, Capitola or Morro Bay?
- Capitola housing costs are 31.1% more expensive than Morro Bay housing costs.

Is Health Care more affordable in Morro Bay or is Health Care more affordable in Capitola.
- Health related expenses are 0.3% more in Capitola.
 Morro Bay, CACapitola, CAUnited States
 Overall  Unlock186.0100
 Food & Groceries108.3  Unlock100
 Health  Unlock109.2100
 Housing277.8  Unlock100
 Median Home Cost  Unlock$1,195,600$338,100
 Utilities86  Unlock100
 Transportation  Unlock112.5100
 Miscellaneous144.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Morro Bay    2 Reviews

Over 12 years ago

Morro Bay is mostly a small,quiet,working fishing and retirement community.It is located approximately 12 miles north of San Luis Obispo,Ca.The weather here is mild most  More

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Beautiful area, right on the ocean, cool huge rock in the water. I love the small, walkable community and the farmers market is awesome. The temperature is always  More

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Reviews for Capitola    5 Reviews

Capitola is awesome, if you can afford it. Bring your wallet and lots of money in the  More

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Over 14 years ago

While expensive, Capitola offers great quality of life. Temperate climate, beautiful beaches and forests, a small town  More

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Considering the amount of crime throughout the world today, Capitola is exceptionally safe and livable. It is one of the few places anywhere where we feel free to allow  More

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