2025 Compare Cities Cost of Living:
Morro Bay, CA vs Chico, CA

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Highlights
Is it cheaper to live in Chico or is it cheaper to live in Morro Bay?
- Chico is 24.5% less expensive than Morro Bay.

Which city has more affordable housing, Chico or Morro Bay?
- Chico housing costs are 47.6% less expensive than Morro Bay housing costs.

Is Health Care more affordable in Morro Bay or is Health Care more affordable in Chico.
- Health related expenses are 10.9% more in Chico.
 Morro Bay, CAChico, CAUnited States
 Overall  Unlock110.3100
 Food & Groceries108.3  Unlock100
 Health  Unlock120.8100
 Housing277.8  Unlock100
 Median Home Cost  Unlock$440,000$338,100
 Utilities86  Unlock100
 Transportation  Unlock84.9100
 Miscellaneous144.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Morro Bay    2 Reviews

Over 12 years ago

Morro Bay is mostly a small,quiet,working fishing and retirement community.It is located approximately 12 miles north of San Luis Obispo,Ca.The weather here is mild most  More

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Beautiful area, right on the ocean, cool huge rock in the water. I love the small, walkable community and the farmers market is awesome. The temperature is always  More

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Reviews for Chico    31 Reviews

Chico is imperfect like most places, but it's still good. Any and all of it's issues proceed from it's main fault of growing increasingly liberal, which is to be  More

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Uuwuu · 
Over 3 years ago

Chico's decent. I've been living here for ~5 years now. Eveen though my brother loves Chico and would like to stay, I would like to leave. I have no issues with crime or  More

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I was born in Oroville and I grew up in Oroville and Biggs. I have heard all my life about crime in chico. Well I have lived in Chico near Chapman for almost 10 years  More

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