2025 Compare Cities Cost of Living:
Newport Beach, CA vs Half Moon Bay, CA

Change Cities
Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Newport Beach?
- Half Moon Bay is 51.6% more expensive than Newport Beach.

Which city has more affordable housing, Half Moon Bay or Newport Beach?
- Half Moon Bay housing costs are 44.7% less expensive than Newport Beach housing costs.

Is Health Care more affordable in Newport Beach or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 25.7% more in Half Moon Bay.
 Newport Beach, CAHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries114.7  Unlock100
 Health  Unlock117.4100
 Housing912.0  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities86  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous155.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Newport Beach    21 Reviews

I've lived here since late 2014. It's pretty on the outside and ugly on the inside. The people are hyper conservative, aggressively competitive. It's all about money and  More

   |    Reply

Over 8 years ago

I love calling Newport Beach my home. Every time I return from travel, I can feel the stress leave my body the minute I see the Ocean. I sell real estate in Newport  More

   |    Reply

Over 10 years ago

I currently reside on Balboa Island in Newport Beach, Ca. I grew up in Newport on the peninsula point near the wedge. I still visit the wedge but going to that area in  More

   |    Reply

Start Your Review of Newport Beach

Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

   |    Reply

Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

   |    Reply

Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

   |    Reply

Start Your Review of Half Moon Bay


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.