2026 Compare Cities Cost of Living:
Ocala, FL vs Gulf Breeze, FL

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Highlights
Is it cheaper to live in Gulf Breeze or is it cheaper to live in Ocala?
- Gulf Breeze is 14.7% more expensive than Ocala.

Which city has more affordable housing, Gulf Breeze or Ocala?
- Gulf Breeze housing costs are 115.8% more expensive than Ocala housing costs.

Is Health Care more affordable in Ocala or is Health Care more affordable in Gulf Breeze.
- Health related expenses are 0.8% more in Gulf Breeze.
 Ocala, FLGulf Breeze, FLUnited States
 Overall  Unlock99.8100
 Food & Groceries98.1  Unlock100
 Health  Unlock98.4100
 Housing64.1  Unlock100
 Median Home Cost  Unlock$466,800$338,100
 Utilities104  Unlock100
 Transportation  Unlock88.3100
 Miscellaneous78.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ocala    56 Reviews

My wife and I have lived in Ocala as retirees since 2014 and we love it here. It is definitely a place for retired folks. There is lots to do here for us. As for  More

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I lived here for 12 years during my 20's to early 30's. Raised my children and started careers. This place offered plenty of work, good neighbors and lots of memories.  More

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Over 4 years ago

I like this city, a small town and a lot to offer for adults between 30 to seniors. Now if you planing to move with teens is not for you, unless you coming from another  More

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Reviews for Gulf Breeze    7 Reviews

If you have already retired or it's just around the corner; Gulf Breeze, FL is a great place to consider. With multiple Navy and Air Force bases in the surrounding  More

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Over 17 years ago

I live in a town East of Gulf Breeze called Navarre off the coastal route 98. I don't know why it isn't on the list of towns. Navarre, and Navarre Beach, especially is  More

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Over 18 years ago

I grew up in the north so for me the heat and humidity here is nothing short of relentless which is difficult because I am really an outdoors person. If you choose to  More

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