2026 Compare Cities Cost of Living:
Ormond Beach, FL vs Palm Bay, FL

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Highlights
Is it cheaper to live in Palm Bay or is it cheaper to live in Ormond Beach?
- Palm Bay is 0.7% more expensive than Ormond Beach.

Which city has more affordable housing, Palm Bay or Ormond Beach?
- Palm Bay housing costs are 27.2% less expensive than Ormond Beach housing costs.

Is Health Care more affordable in Ormond Beach or is Health Care more affordable in Palm Bay.
- Health related expenses are 2.7% less in Palm Bay.
 Ormond Beach, FLPalm Bay, FLUnited States
 Overall  Unlock95.6100
 Food & Groceries101.9  Unlock100
 Health  Unlock99.9100
 Housing106.5  Unlock100
 Median Home Cost  Unlock$301,500$338,100
 Utilities97  Unlock100
 Transportation  Unlock89.1100
 Miscellaneous89.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ormond Beach    8 Reviews

We have lived in the area for over 8 years. I love the political views of most people and how RED our state is. Having a governor and people with the same views,  More

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The state that is affordable for retirees is NOT affordable for people that work. Poor wages for professionals. Biggest employer in central FL is Disney and pays very  More

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I love it here it is very quiet and peaceful. The beaches are beautiful and pretty private and not crowded most of the time! There are some beautiful parks here as well.  More

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Reviews for Palm Bay    27 Reviews

I moved to Palm Bay in 2020 and the cost of living has skyrocketed! A two bedroom apartment was around $900/month in 2020. Now it's $1600 and up. Mostly up. A three  More

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My family of 4 have lived here in NW Palm Bay for over 10 years. My wife and my son from another marriage lived here for over 7 before that. I myself have lived here for  More

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I lived in Palm Bay for 12 years. It's a very unfriendly and crowded place to live. It's well into the 90's from late April till right around the 10th of November. The  More

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