2025 Compare Cities Cost of Living:
Palm Bay, FL vs Charlotte, NC

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Highlights
Is it cheaper to live in Charlotte or is it cheaper to live in Palm Bay?
- Charlotte is 7.2% more expensive than Palm Bay.

Which city has more affordable housing, Charlotte or Palm Bay?
- Charlotte housing costs are 33.3% more expensive than Palm Bay housing costs.

Is Health Care more affordable in Palm Bay or is Health Care more affordable in Charlotte.
- Health related expenses are 4.9% less in Charlotte.
 Palm Bay, FLCharlotte, NCUnited States
 Overall  Unlock102.5100
 Food & Groceries99.1  Unlock100
 Health  Unlock95.0100
 Housing77.5  Unlock100
 Median Home Cost  Unlock$381,800$338,100
 Utilities98  Unlock100
 Transportation  Unlock97.7100
 Miscellaneous105.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Palm Bay    27 Reviews

I moved to Palm Bay in 2020 and the cost of living has skyrocketed! A two bedroom apartment was around $900/month in 2020. Now it's $1600 and up. Mostly up. A three  More

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My family of 4 have lived here in NW Palm Bay for over 10 years. My wife and my son from another marriage lived here for over 7 before that. I myself have lived here for  More

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I lived in Palm Bay for 12 years. It's a very unfriendly and crowded place to live. It's well into the 90's from late April till right around the 10th of November. The  More

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Reviews for Charlotte    305 Reviews

My favorite city to live year round with 4 seasons. We love Charlotte  More

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Over 3 years ago

This city has a lot of potential, but it could use some work. For example, it seems to lack things that other cities have. And there is a lack of atmosphere and charm.  More

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Over 4 years ago

Very new transplant (~6 weeks) so first impressions and reasons why I moved here: -great year-round weather, if you don't mind humidity-- less hot in summer than TX/AZ  More

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