2026 Compare Cities Cost of Living:
Palm Bay, FL vs Ormond Beach, FL

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Highlights
Is it cheaper to live in Ormond Beach or is it cheaper to live in Palm Bay?
- Ormond Beach is 0.7% less expensive than Palm Bay.

Which city has more affordable housing, Ormond Beach or Palm Bay?
- Ormond Beach housing costs are 37.4% more expensive than Palm Bay housing costs.

Is Health Care more affordable in Palm Bay or is Health Care more affordable in Ormond Beach.
- Health related expenses are 2.8% more in Ormond Beach.
 Palm Bay, FLOrmond Beach, FLUnited States
 Overall  Unlock94.9100
 Food & Groceries99.1  Unlock100
 Health  Unlock102.7100
 Housing77.5  Unlock100
 Median Home Cost  Unlock$384,000$338,100
 Utilities98  Unlock100
 Transportation  Unlock90.9100
 Miscellaneous105.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Palm Bay    27 Reviews

I moved to Palm Bay in 2020 and the cost of living has skyrocketed! A two bedroom apartment was around $900/month in 2020. Now it's $1600 and up. Mostly up. A three  More

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My family of 4 have lived here in NW Palm Bay for over 10 years. My wife and my son from another marriage lived here for over 7 before that. I myself have lived here for  More

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I lived in Palm Bay for 12 years. It's a very unfriendly and crowded place to live. It's well into the 90's from late April till right around the 10th of November. The  More

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Reviews for Ormond Beach    8 Reviews

We have lived in the area for over 8 years. I love the political views of most people and how RED our state is. Having a governor and people with the same views,  More

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The state that is affordable for retirees is NOT affordable for people that work. Poor wages for professionals. Biggest employer in central FL is Disney and pays very  More

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I love it here it is very quiet and peaceful. The beaches are beautiful and pretty private and not crowded most of the time! There are some beautiful parks here as well.  More

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