2025 Compare Cities Cost of Living:
Palm Bay, FL vs Pensacola, FL

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Highlights
Is it cheaper to live in Pensacola or is it cheaper to live in Palm Bay?
- Pensacola is 6.9% less expensive than Palm Bay.

Which city has more affordable housing, Pensacola or Palm Bay?
- Pensacola housing costs are 18.7% less expensive than Palm Bay housing costs.

Is Health Care more affordable in Palm Bay or is Health Care more affordable in Pensacola.
- Health related expenses are 1.8% less in Pensacola.
 Palm Bay, FLPensacola, FLUnited States
 Overall  Unlock89.0100
 Food & Groceries99.1  Unlock100
 Health  Unlock98.1100
 Housing77.5  Unlock100
 Median Home Cost  Unlock$240,000$338,100
 Utilities98  Unlock100
 Transportation  Unlock89.8100
 Miscellaneous105.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Palm Bay    27 Reviews

I moved to Palm Bay in 2020 and the cost of living has skyrocketed! A two bedroom apartment was around $900/month in 2020. Now it's $1600 and up. Mostly up. A three  More

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My family of 4 have lived here in NW Palm Bay for over 10 years. My wife and my son from another marriage lived here for over 7 before that. I myself have lived here for  More

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I lived in Palm Bay for 12 years. It's a very unfriendly and crowded place to live. It's well into the 90's from late April till right around the 10th of November. The  More

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Reviews for Pensacola    72 Reviews

I grew up in Pcola and moved away after hurricane Ivan over a decade ago. I have recently moved back and was shocked to see the rate of decline it has endured over the  More

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I've lived here for almost 30 years and love it! Good size town but not a big city still plenty to do in downtown's really come alive in the last 10 years. Plus we have  More

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I came here to visit and never left! The American Planning Association named downtown Pensacola "Florida's Greatest Place" after a popular vote and Palafox Street was  More

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