2025 Compare Cities Cost of Living:
Panama City Beach, FL vs Montgomery, TX

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Highlights
Is it cheaper to live in Montgomery or is it cheaper to live in Panama City Beach?
- Montgomery is 4.9% more expensive than Panama City Beach.

Which city has more affordable housing, Montgomery or Panama City Beach?
- Montgomery housing costs are 12.0% less expensive than Panama City Beach housing costs.

Is Health Care more affordable in Panama City Beach or is Health Care more affordable in Montgomery.
- Health related expenses are 1.3% more in Montgomery.
 Panama City Beach, FLMontgomery, TXUnited States
 Overall  Unlock100.1100
 Food & Groceries102.4  Unlock100
 Health  Unlock100.4100
 Housing123.8  Unlock100
 Median Home Cost  Unlock$398,800$338,100
 Utilities106  Unlock100
 Transportation  Unlock102.4100
 Miscellaneous91.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Panama City Beach    12 Reviews

Over 6 years ago

I've lived here since 2001 and have seen many changes, mainly for the good. Although in the last couple years, and even more so after Hurricane Michael the cost of  More

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Over 6 years ago

I loved this area until I heard the property owners/corporations increased peoples rents between 30% to 90% that were still recovering from last years  More

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Over 12 years ago

Pannama city lived in the neighboring area 6 years loved it . I think you expect to much from such a small town as for the papermill you either put up with the smell or  More

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Reviews for Montgomery    5 Reviews

Over 10 years ago

Montgomery is a wonderful place to  More

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Summers on Lake Conroe are lovely casual, quaint, but extremely humid, hot and buggy. Temperatures reach as high as 105% in August and September. Summers last from June  More

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Nice large lake with plenty or room to ski, boat, and fish. We have many beautiful homes in established and new neighborhoods surrounding the lake and a national forest  More

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