2025 Compare Cities Cost of Living:
Panama City Beach, FL vs Ocala, FL

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Highlights
Is it cheaper to live in Ocala or is it cheaper to live in Panama City Beach?
- Ocala is 8.8% less expensive than Panama City Beach.

Which city has more affordable housing, Ocala or Panama City Beach?
- Ocala housing costs are 48.2% less expensive than Panama City Beach housing costs.

Is Health Care more affordable in Panama City Beach or is Health Care more affordable in Ocala.
- Health related expenses are 1.5% less in Ocala.
 Panama City Beach, FLOcala, FLUnited States
 Overall  Unlock87.0100
 Food & Groceries102.4  Unlock100
 Health  Unlock97.6100
 Housing123.8  Unlock100
 Median Home Cost  Unlock$278,500$338,100
 Utilities106  Unlock100
 Transportation  Unlock82.1100
 Miscellaneous91.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Panama City Beach    12 Reviews

Over 6 years ago

I've lived here since 2001 and have seen many changes, mainly for the good. Although in the last couple years, and even more so after Hurricane Michael the cost of  More

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Over 6 years ago

I loved this area until I heard the property owners/corporations increased peoples rents between 30% to 90% that were still recovering from last years  More

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Over 12 years ago

Pannama city lived in the neighboring area 6 years loved it . I think you expect to much from such a small town as for the papermill you either put up with the smell or  More

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Reviews for Ocala    56 Reviews

My wife and I have lived in Ocala as retirees since 2014 and we love it here. It is definitely a place for retired folks. There is lots to do here for us. As for  More

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I lived here for 12 years during my 20's to early 30's. Raised my children and started careers. This place offered plenty of work, good neighbors and lots of memories.  More

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Over 3 years ago

I like this city, a small town and a lot to offer for adults between 30 to seniors. Now if you planing to move with teens is not for you, unless you coming from another  More

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