2026 Compare Cities Cost of Living:
Panama City Beach, FL vs Stuart, FL

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Highlights
Is it cheaper to live in Stuart or is it cheaper to live in Panama City Beach?
- Stuart is 11.1% more expensive than Panama City Beach.

Which city has more affordable housing, Stuart or Panama City Beach?
- Stuart housing costs are 18.1% less expensive than Panama City Beach housing costs.

Is Health Care more affordable in Panama City Beach or is Health Care more affordable in Stuart.
- Health related expenses are 4.5% more in Stuart.
 Panama City Beach, FLStuart, FLUnited States
 Overall  Unlock106.0100
 Food & Groceries102.4  Unlock100
 Health  Unlock103.6100
 Housing123.8  Unlock100
 Median Home Cost  Unlock$363,600$338,100
 Utilities106  Unlock100
 Transportation  Unlock90.0100
 Miscellaneous91.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Panama City Beach    12 Reviews

Over 7 years ago

I've lived here since 2001 and have seen many changes, mainly for the good. Although in the last couple years, and even more so after Hurricane Michael the cost of  More

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Over 7 years ago

I loved this area until I heard the property owners/corporations increased peoples rents between 30% to 90% that were still recovering from last years  More

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Over 13 years ago

Pannama city lived in the neighboring area 6 years loved it . I think you expect to much from such a small town as for the papermill you either put up with the smell or  More

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Reviews for Stuart    8 Reviews

After many years of globe trodding, I came upon Stuart out of sheer luck. I was offered a job at one of the local public schools, and I spent three wonderful years  More

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.... our horrendous experience owning a home in this area is not based on a "small" or "isolated" incident. Our family has been involved with SE Florida since the mid  More

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Think twice before you buy a vacation or winter home in this area of Florida, really, think twice. The realtors are astonishingly lawless, predatory, and truly  More

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