2025 Compare Cities Cost of Living:
Richmond, VA vs Saginaw, MI

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Highlights
Is it cheaper to live in Saginaw or is it cheaper to live in Richmond?
- Saginaw is 16.8% less expensive than Richmond.

Which city has more affordable housing, Saginaw or Richmond?
- Saginaw housing costs are 55.4% less expensive than Richmond housing costs.

Is Health Care more affordable in Richmond or is Health Care more affordable in Saginaw.
- Health related expenses are 10.6% less in Saginaw.
 Richmond, VASaginaw, MIUnited States
 Overall  Unlock79.2100
 Food & Groceries98.0  Unlock100
 Health  Unlock88.7100
 Housing96.9  Unlock100
 Median Home Cost  Unlock$105,700$338,100
 Utilities99  Unlock100
 Transportation  Unlock98.7100
 Miscellaneous136.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Richmond    109 Reviews

Over 3 years ago

Lived here for a year and it’s not perfect but it’s constantly improving now (areas redevloped, more businesses, job growth). Cost of living is great compared to  More

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Over 4 years ago

We love Richmond so much that when we talk about where we'd like to live if we could live anywhere in the US, we always come back to RVA. We live in the city proper  More

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Over 4 years ago

I'm an out-of-towner but am coming up on 1 year in Richmond. I would summarize it this way: the best thing and the worst thing about Richmond is its location. I'll  More

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Reviews for Saginaw    12 Reviews

Over 4 years ago

I have been here a hot min (since birth). it ain't that bad. there is a lot to like if you ain't mad all of the time.  More

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Over 8 years ago

I've lived in Saginaw and completely hated it. Dilapidated buildings throughout the city that are being used for crack smokers, drug deals, and other criminal  More

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Pros: Cost of Living. This is probably one of the cheapest areas in the country. Cons: Local government has outrageous taxes and fees. No jobs, CRIME!!!!, no  More

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