2025 Compare Cities Cost of Living:
Saginaw, MI vs Bay City, MI

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Highlights
Is it cheaper to live in Bay City or is it cheaper to live in Saginaw?
- Bay City is 3.3% more expensive than Saginaw.

Which city has more affordable housing, Bay City or Saginaw?
- Bay City housing costs are 46.3% less expensive than Saginaw housing costs.

Is Health Care more affordable in Saginaw or is Health Care more affordable in Bay City.
- Health related expenses are 1.5% more in Bay City.
 Saginaw, MIBay City, MIUnited States
 Overall  Unlock81.8100
 Food & Groceries88.5  Unlock100
 Health  Unlock90.0100
 Housing43.2  Unlock100
 Median Home Cost  Unlock$92,600$338,100
 Utilities100  Unlock100
 Transportation  Unlock92.4100
 Miscellaneous95.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Saginaw    12 Reviews

Over 4 years ago

I have been here a hot min (since birth). it ain't that bad. there is a lot to like if you ain't mad all of the time.  More

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Over 8 years ago

I've lived in Saginaw and completely hated it. Dilapidated buildings throughout the city that are being used for crack smokers, drug deals, and other criminal  More

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Pros: Cost of Living. This is probably one of the cheapest areas in the country. Cons: Local government has outrageous taxes and fees. No jobs, CRIME!!!!, no  More

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Reviews for Bay City    7 Reviews

Bay City offers low prices for homes due to lower population (Current lower demand). Years ago, the population was more than 3x as big due to big lumber industry, etc.  More

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But everything else is going to  More

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There are many pros to Bay City, it is incredibly cheap to live in and most everything is very affordable. The problem is that the economy is terrible and there aren't  More

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