2025 Compare Cities Cost of Living:
Saginaw, MI vs Waterloo, IA

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Highlights
Is it cheaper to live in Waterloo or is it cheaper to live in Saginaw?
- Waterloo is 4.4% less expensive than Saginaw.

Which city has more affordable housing, Waterloo or Saginaw?
- Waterloo housing costs are 7.9% less expensive than Saginaw housing costs.

Is Health Care more affordable in Saginaw or is Health Care more affordable in Waterloo.
- Health related expenses are 18.2% more in Waterloo.
 Saginaw, MIWaterloo, IAUnited States
 Overall  Unlock75.7100
 Food & Groceries88.5  Unlock100
 Health  Unlock104.8100
 Housing43.2  Unlock100
 Median Home Cost  Unlock$121,000$338,100
 Utilities100  Unlock100
 Transportation  Unlock64.3100
 Miscellaneous95.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Saginaw    12 Reviews

Over 4 years ago

I have been here a hot min (since birth). it ain't that bad. there is a lot to like if you ain't mad all of the time.  More

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Over 8 years ago

I've lived in Saginaw and completely hated it. Dilapidated buildings throughout the city that are being used for crack smokers, drug deals, and other criminal  More

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Pros: Cost of Living. This is probably one of the cheapest areas in the country. Cons: Local government has outrageous taxes and fees. No jobs, CRIME!!!!, no  More

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Reviews for Waterloo    5 Reviews

The bike racks recently installed on the MET buses was a great idea for a community that has numerous bike riders and  More

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Over 17 years ago

Unless you're into getting wasted on a regular basis there's not a lot to do here. Most people barhop for fun. Being someone who doesn't drink and doesn't enjoy being  More

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Over 17 years ago

So the weather is emotional here - on and off during the summer its hot and rainy, yet during the fall it is quite often beautiful. Winters can be long, and spring can  More

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